Terms & Conditions

These Terms and Conditions (“Terms”) govern your use of [https://breannafinco.com/] (“Site”), coaching programs, courses, and digital products.

By accessing this Site or purchasing services, you agree to these Terms. If you do not agree, do not use this Site.

Services Provided

BreAnna Finco provides coaching programs, consulting sessions, and digital products designed for personal and professional development.

All coaching is for educational and informational purposes only and does not constitute legal, medical, or financial advice.

Coaching Disclaimers

- Coaching does not guarantee financial, professional, or personal outcomes.

- Results depend on individual effort, mindset, and external factors beyond our control.

- We do not provide therapy, counseling, or licensed medical/mental health services.

Payment & Refund Policy

By purchasing a coaching program, you agree to:

- Paying all fees upfront or via an approved payment plan.

- Payments are processed through third-party gateways (Stripe, PayPal).

- Refund Policy: Unless explicitly stated on the checkout page, all coaching program sales are final and non-refundable once services have begun.

User Responsibilities

When participating in coaching or using this Site, you agree:

- To be honest and fully engaged in the coaching process.

- To respect all community guidelines (if applicable).

- Not to share, distribute, or resell coaching materials.

Intellectual Property

All coaching materials, worksheets, and digital courses are copyrighted and may not be copied, reproduced, or resold.

Limitation of Liability

To the fullest extent permitted by law, we are not liable for:

- Business losses, missed opportunities, or failed investments.

- Personal dissatisfaction with coaching outcomes.

- Website downtime or technical issues.

Your participation in coaching is at your own risk.

Indemnification

You agree to indemnify and hold harmless BreAnna Finco and affiliates from any claims arising from:

- Your actions based on coaching guidance.

- Your breach of these Terms.

Termination of Services

We reserve the right to refuse or terminate services if a client:

- Violates these Terms.

- Displays inappropriate behavior toward BreAnna Finco or staff.

No refunds will be issued for terminated services.

Governing Law

These Terms are governed by the laws of Vermont. Disputes shall be resolved in courts located in Vermont.

Updates to These Terms

We may modify these Terms at any time. Continued use of our Site and services constitutes acceptance of the updated Terms.

Contact Us

For questions regarding this Terms and Conditions, contact us at: [email protected]

SMS/Text Messaging Terms

By providing your mobile number, you agree to receive SMS notifications and alerts from BreAnna Finco. Message frequency varies. Message and data rates may apply. Text HELP to +1 802-546-8829 for assistance or STOP to unsubscribe at any time.

- Program Name: BreAnna Finco Coaching Alerts

- Description: Receive updates, reminders, and promotional messages related to our coaching services.

- Opt-Out Instructions: You can cancel the SMS service at any time. Simply text "STOP" to +1 802-546-8829. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to your number.